Workers Compensation Insurance for Employers Employees

• Do you understand your classification assignment?
• Do you understand the rating of your policy and audit procedures?Do you understand your experience modification?
• Do you know what specifically impacts your experience rating?
• Do you monitor your claims that have occurred over the past 4 years?
• Do you hire subcontractors that do not have workers compensation?
• Do you understand that carriers can apply premium credits and debits to your premium?
• Do you maintain a safe workplace in the eyes of OSHA?
• Do you understand that carriers file reduced rates for classes they target?
• Do you have procedures in place for prompt reporting of claims?
• Do you exclude yourself as an owner?
• Do you understand your premium as an owner is capped if you included yourself?
• Do you understand all of the benefits available to an injured worker?
• Do you need assistance in training your workers?
• Do you feel you are paying too much for workers compensation?
• Do you want to integrate your workers compensation cost with your payroll deductions?

If you have answered yes to any of these questions, we can help. Request a proposal.